
beExtra Point of Sale Lending App
Financial Institutions and Retailers can now provide lending offers to their customers at the point of sale
Our multi-retailer integrated Mobile Solution for Financial Institutions and Retailers allows customers to pay for purchases at the point of sale with their loans instead of, or along with credit card and cash
beExtra POS Lending App Customers can shop with their loans in their preferred online or offline retailers and can enjoy additional benefits or priorities as a part of your loyalty programme

Key Features
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Your POS Lending App is integrated with your Partner Retailers
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Easy onboarding for existing customers
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New customers can register and apply for a loan with a few easy steps
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Each retailer can have a separate POS loan limit depending on Financial Institution preferences
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Customers can choose to utilise the loan in full or in parts at their own convenience
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Customers can enjoy special discounts and bonuses
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Loan campaign offers dynamically managed depending on the customer segment
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MyOffers available for Loyal Customers to enjoy personalised benefits
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Get directions to the nearest shop, view their website or call the shop
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Find exclusive nearby deals from selected programme partners
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Customers can share campaigns and get bonus points
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MyProfile shows online status of the current loan account and loyalty point balance
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View history of all transactions and benefits utilized
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Survery options in exchange for bonus points

From product orientation to customer centricity
Going forward, customers are reshaping the future of the Companies
We support the Customer Experience, at the right time, at the right place... without putting boundaries
Next Gen Retailer & Lender
Lending | Card | IBAN | Digital Banking & Loyalty

Customer Value Proposition
Get More & Pay Less
redeem reward where
utility is highest

beExtra
does it all

personalized offers
specially for you

credit and installment payments access

exciting cashback, bonuses and discounts access


intangible offers access
no one has
Shift
Shift purchasing behaviour from competitors to own shops
Acquire
Increase quality customer base significantly
Expand
Able to market to a much larger community than existing base
Personalise
Able to execute one to one marketing
Retailers Value Propositions
Increase Profits & Market Share
Leverage
Effective cross-promotions
Differentiation
Stronger competetive positioning
Retention and Activation
Prevent Customers from defecting
Engage
Access to targeted customer base
Lift
Increase spending per visit